How Wall Street Affects You

On just about every street corner, people are asking themselves the same questions. "What's gonna happen," asks Donna Mitchell of Daphne. "Where do we go from here?"

A market meltdown Monday lead to plenty of uncertainty over stocks, 401Ks and retirement plans, but another trickle down effect being felt immediately is the tightening of the credit belt.

"Credit was loose for a period of time where you could go out there and get this no income verification loans," says Mark Davidson of Cornerstone Investments. "People who could have gotten money three years ago for a particular project or even some type of good aren't going to be able to do that especially if they have weak credit."

Congress is still working to negotiate some kind of bailout deal, but according to a poll conducted today by Survey USA, 60% of Americans have no confidence in the federal government's ability to fix the economy.